Debt-Free Solutions

Debt-Free Solutions Providing financial freedom professionally



Contact Ms Lucretia Rajcoomar Chedie or Ms Riona Vather on 033 325 2015


About Us

  1. Introduction to Debt counselling:

            Debt Counselling was introduced in South Africa by the National Credit Act in

            2007, with positive results in both Australia and the UK. South Africa had an

            Issue of over-indebtness by our consumers, and reckless lending on part of our             financial institutions. Its sole purpose is to help consumers, by negotiating lower             payments per month with financial institutions. In the early stages, creditors             were reluctant to accept offers, however they see the benefits and have             embraced the process.


      2.    Why us? :

             Debt solutions is a debt counselling practise registered with the National Credit              Regulator, & prides themselves on honesty and integrity. Their staff comprises              of a professional team of attorneys and previous bank officials, who have              specialized skills in terms of Debt Counselling as well as understanding the              banking industry and how the law applies. They are professionals authorized to              negotiate debt-repayments with creditors.The company provides a very              personal service to their clients, allowing their clients to feel at ease. Their              clients are dealt Free with by informing them of facts, in a compassionate,              dignified and effective manner. Their promise to go above and beyond their              duties and always be honest with their clients,as well as providing their clients              with regular feedback. Debt Free Solutions has the best interest of the              consumer at heart and will inform them of their rights as well as fee structure.


       3.    The Debt Counselling process and our fee’s :

              Fee’s:

              All fee’s charged by Debt Counsellors are regulated by the National Credit               Regulator and are included in your affordable debt repayment plan